Sierra Bancorp is a bank holding company, which through its subsidiary, Bank of Sierra, engages in the provision of retail and commercial banking services to the communities in the central and southern sections of the San Joaquin Valley. Its lending activities include real estate, commercial, mortgage warehouse, agricultural, and consumer loans. It also offers deposit products for individuals and businesses including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company was founded in November 2000 and is headquartered in Porterville, CA.