F.N.B. Corp. is a bank holding company, which engages in the provision of financial services. It operates through the following segments: Community Banking, Wealth Management, Insurance, and Consumer Finance. The Community Banking segment involves in providing services offered by commercial banks, including commercial and individual demand; savings and time deposit accounts: and commercial, mortgage, and individual installment loans. The Wealth Management segment includes delivering wealth management services to individuals, corporations, and retirement funds. The Insurance segment offers insurance agency offering lines of commercial and personal insurance. The Consumer Finance segment comprises of personal installment loans to individuals and purchasing installment sales finance contracts from retail merchants. The company was founded in 1974 and is headquartered in Pittsburgh, PA.